Jw Els
Insurance in Benoni

JW Els - Insurance Brokers is a full service, independent insurance firm providing dedicated brokerage and risk management services to commercial clients on a global basis.

At JW Els Corporate & Individual brokers we are passionate about financial planning & specifically the financial wellness of our valued clients. The brokerage has been in existence since 1990 & our representatives has combined in excess of 40 years’ experience in financial planning. We give you access to a variety of medical aid options from a range of leading insurance providers. We can also arrange additional gap cover, to boost your healthcare benefits. Hospital plans and basic to comprehensive medical aid to look after your healthcare needs. Your last will and testament is one of the most important documents you will ever sign during your lifetime. Your will is an essential part of estate planning as it stipulates how you want your assets dealt with upon your death. Your estate refers to everything you own and owe, from property and cars to investments and debts. There is an income (and capital if required) for your dependants. As it is a crucial area of financial planning, it is worth getting professional advice if you are drawing up a Will. In other words, the law of the land designates beneficiaries according to specific kinship. Accidents & illness by their very nature are unpredictable and the severity of even a small mishap can have a long-lasting effect on your income. We know it’s difficult to get your life back after a major accident or illness, but we want to do everything possible to ensure you maintain a high quality of life. We offer disability cover to help relieve the burden of temporary or permanent disability on you and your family, offering you comprehensive disability cover with a lump-sum payment to ensure your continued financial security. Under a pension fund at least two-thirds of the final benefit must be paid as a pension for the rest of the pensioner's life. The tax concessions for employers and members in respect of the two types of funds also differ. In a pension fund up to 7,5% of members salary is tax deductible, while there is no tax deductible benefit for the members contribution in a provident fund. Group life assurance (GLA) provides life cover to the members on a scheme. Cover can be granted on an approved or unapproved basis. Life cover would remain in place as long as premiums are paid and membership of the scheme remains in place. Asset Management, wealth creation and protection is achieved by providing an extensive range of South African and international products and services to institutional & individual clients. Our strategies and funds offer exposure to major asset classes, across a wide range of sectors and regions, including local & global denominated currencies.